Whether you're buying or selling, Title Simply helps you close with confidence and lasting protection.
When purchasing a home, it's essential to verify the seller's rightful ownership and ensure there are no unresolved issues that could impede the transfer of title to you.
Problems with titles can restrict property usage and cause financial harm. Title Simply conducts comprehensive searches to verify ownership clarity, and our title insurance policies provide lasting protection with no renewal fees or expiration dates.
Title Simply can help. We assist in locating experienced closing attorneys and resolving liens, promising smooth transactions with strong communication.
Title insurance protects both you and your mortgage lender from losses stemming from defects in the property's title.
Defects include improperly recorded documents, forgery, easements, and encroachments. Without it, buyers risk substantial financial liability for issues that existed before they ever owned the home.
A one-time, up-front fee — not an ongoing expense. Combined owner and lender policies typically cost 0.5–1.0% of the purchase price.
Roughly $1,500–$3,000 on a $300,000 home, per ALTA. You pay once, and protection lasts as long as you own the property.
Title insurance doesn't protect homeowners against every possible infringement on their property rights. It excludes issues arising from your own actions — such as unpaid contractors or tax defaults — as well as eminent domain seizures.
Reach out any time — available nights and weekends across North Carolina.